Before you start house hunting, be sure you are comfortable with the obvious and less obvious costs of home ownership.

The following is a summary of what Lenders require depending on what type of job you have, keep in mind, we may need more information depending on your circumstance:

The term “secondary suite” is generally used to describe a self-contained dwelling unit with its own kitchen and bathroom, which is separate from the principal dwelling in a house.

You want to take advantage of these record low rates that have been around for the past 12 months….. after all, if you had stayed in a Variable rate, (like 80% of my clients did), you would have enjoyed rates as low at 1.35% during that time..